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NOTICE
OF YOUR FINANCIAL PRIVACY RIGHTS
We,
our, and us mean Bank of Monticello.
This
is our privacy notice for our customers. When we use the
words "you" and "your" we mean the following
types of customers:
- All
of our consumer customers who have a continuing
relationship with us, such as:
- Deposit
account
- Loan
account
- Safe
deposit box
- Self-directed
Individual Retirement Account where we act as custodian
or trustee
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We will
tell you the sources for nonpublic information we collect
on our customers. We will tell you what measures we take to
secure that information.
We first
define some terms.
Nonpublic
personal information means information about
you that we collect in connection with providing
a financial product or service to you. Nonpublic
personal information does not include information
that is available from public sources, such as telephone
directories or government records.
An
affiliate is a company we own or
control, a company that owns or controls us, or
a company that is owned or controlled by the same
company that owns or controls us. Ownership does
not mean complete ownership, but means owning enough
to have control.
A
nonaffiliated third party is a company
that is not an affiliate of ours.
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THE
INFORMATION THAT WE COLLECT
We collect
nonpublic personal information about you from the following
sources:
- Information
we receive from you on applications or other forms
- Information
about your transactions with us
- Information
about your transactions with nonaffiliated third
parties
- Information
from a consumer reporting agency
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INFORMATION
WE DISCLOSE ABOUT YOU
We
do NOT disclose any nonpublic personal information about
you to anyone, except as permitted by law.
THE
CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC
PERSONAL INFORMATION
We restrict
access to nonpublic personal information about you to those
employees who need to know that information to proved products
or services to you. We maintain physical, electronic, and
procedural safeguards that comply with federal standards
to guard your nonpublic personal information.
NONPUBLIC
PERSONAL INFORMATION AND FORMER CUSTOMERS
We do
not disclose nonpublic personal information about former
customers, except as permitted by law.
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