Bank of Monticello offers convenient account service for personal accounts. We provide 24-hour checking account services via our Mobile App, Online Banking, and through our 24-hour telephone banking line: 1-888-468-5216.
$100 minimum deposit to open account.
If the daily balance falls below $500 anytime during statement cycle, there will be a maintenance fee of $4.00 plus a charge for debit fee of .20 for each transaction.
Students who are actively enrolled in High School or College will be exempt from any maintenance or activity fees.
$25.00 minimum deposit required to open account. No minimum balance required to avoid fees. Standard Bank of Monticello checks are FREE on first order.
Choice Checking is our flat fee checking.
The minimum deposit to open Choice Account is $100.00.
A maintenance fee of $6.00 will be charged per statement cycle on this account.
No minimum balance requirements or transaction limitations.
Minimum age 50
$100 Minimum Deposit to Open
No Minimum Balance Required to Avoid Fees
Interest Bearing Account
$10 Discount on Safe Deposit Box Rental Fee
FREE Standard Bank of Monticello Checks
NO FEE for Purchase of (2) Cashier's Checks per Month. (If more than 2 per month are purchased, there will be a fee of $2.00 each.)
Unlimited Check Writing
Interest rate is subject to change at any time.
Minimum deposit to open account is $1,000.
If the daily balance falls below $1000.00 anytime during the statement cycle, there will be a maintenance fee of $5.00.
A charge for debit fee of $2.00 will be charged for each debit transaction in excess of 6 per month.
Rates are tiered according to daily balance and are subject to change at any time.
We are ready to help with any questions you may have on our deposit and checking accounts. Contact us for additional information.