Found the home of your dreams, looking to refinance, or ready to build your dream home?

Mortgage and Real Estate Loans

Bank of Monticello and its Mortgage Originators are registered with the Nationwide Mortgage Licensing System.

Construction Loans

Ready to build, or ready to start a conversation?

Lot and Land Loans

Have you found the perfect place, and want to secure the property?

Home Equity Loans

Need to make some home improvements, or spruce up your property? We have you covered.

Bridge Loans

Found your dream home, but need to sell your current home too? Give us a call.

Home Equity Lines of Credit

Are you ready to put your home’s equity to work for you?



Bank of Monticello offers adjustable-rate mortgage loans serviced locally.


 Contact a member of our lending team today to discuss which product is best for you! 

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